Acceptance of Terms

By accessing and using FlowlyDataStream's budget planning services and website at flowlydatastream.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms govern your relationship with FlowlyDataStream and your use of our goal-oriented budget planning tools and services.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of our platform constitutes acceptance of any updates or modifications to these terms.

Service Description

FlowlyDataStream provides digital budget planning services designed to help individuals and businesses in South Korea achieve their financial goals through structured planning methodologies. Our services include budget tracking tools, goal-setting frameworks, and financial planning resources.

Available Services Include:

• Interactive budget planning worksheets and calculators
• Goal-oriented financial tracking systems
• Educational resources for financial management
• Progress monitoring and reporting tools
• Customizable budget templates for various financial objectives

User Responsibilities and Conduct

Account Requirements

Users must provide accurate and current information when creating accounts or using our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Acceptable Use

• Use services only for legitimate budget planning and financial goal-setting purposes
• Provide accurate financial information in planning tools for meaningful results
• Respect intellectual property rights of all content and tools provided
• Comply with all applicable laws and regulations in your jurisdiction
• Maintain appropriate security measures for your financial information

Prohibited Activities

Users may not engage in activities that compromise service integrity, including but not limited to: attempting unauthorized access to systems, sharing accounts with third parties, using services for illegal financial activities, or interfering with other users' access to services.

Privacy and Data Protection

Your privacy is important to us. We collect and process personal information in accordance with our Privacy Policy and applicable data protection laws in South Korea. Financial information you enter into planning tools is processed securely and used solely to provide requested services.

Data Security Measures

We implement industry-standard security measures to protect your information, including encrypted data transmission and secure storage systems. However, no system is completely secure, and you acknowledge inherent risks in electronic data transmission.

You retain control over personal information provided to our services and may request data corrections, updates, or deletion in accordance with applicable privacy laws.

Intellectual Property Rights

All content, software, tools, and materials provided through FlowlyDataStream services are protected by intellectual property laws. This includes budget templates, calculators, educational content, and proprietary planning methodologies.

Limited License Grant

We grant you a limited, non-exclusive, non-transferable license to use our services for personal or business budget planning purposes. This license does not permit redistribution, modification, or commercial use of our tools or content without explicit written permission.

User-generated content, including budget data and planning information, remains your property. However, you grant us necessary rights to process and store this information to provide requested services.

Disclaimers and Limitations

Financial Results Disclaimer

Service Availability

While we strive to maintain continuous service availability, we cannot guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control.

Third-Party Integrations

Our services may integrate with third-party financial institutions or services. We are not responsible for the availability, accuracy, or security of third-party services, and their use is subject to their respective terms and conditions.

Limitation of Liability

FlowlyDataStream's liability is limited to the maximum extent permitted by applicable law. We shall not be liable for indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to financial losses, data loss, or business interruption.

Our total liability for any claims related to these services shall not exceed the amount paid by you for services during the twelve months preceding the claim, or one hundred thousand Korean Won (₩100,000), whichever is greater.

Some jurisdictions do not allow limitation of liability for certain types of damages. In such cases, our liability is limited to the fullest extent permitted by applicable law.

Termination and Suspension

Either party may terminate the service relationship at any time. You may discontinue use of services and close your account through your account settings or by contacting our support team.

Termination by FlowlyDataStream

We reserve the right to suspend or terminate accounts that violate these terms, engage in prohibited activities, or pose security risks to our systems or other users. Where possible, we will provide advance notice of termination.

Upon termination, your right to access services ceases immediately. We will provide reasonable opportunity to export your data, subject to technical limitations and applicable law requirements.

Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of the Republic of Korea. Any disputes arising from these terms or your use of our services shall be resolved through the courts of South Korea, with jurisdiction centered in Suwon, Gyeonggi Province.

Alternative Dispute Resolution

Before pursuing formal legal action, we encourage resolution through direct communication with our customer service team. Many issues can be resolved through collaborative discussion and mutually acceptable solutions.

Updates and Modifications

FlowlyDataStream reserves the right to update these Terms of Use as our services evolve or as required by changes in applicable law. Significant changes will be communicated through our website, email notifications, or in-service announcements.

Updated terms become effective thirty (30) days after notification, unless immediate implementation is required by legal or security considerations. Continued use of services after the effective date constitutes acceptance of updated terms.

We recommend reviewing these terms periodically to stay informed about your rights and responsibilities as a service user.